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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Terese Brittingham and Thomas McCouch, a proven Montgomery County, Berks County and Chester County, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agents.
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School Reports in Montgomery County, Berks County and Chester County, Pennsylvania

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?
A	She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise.
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Terese Brittingham and Thomas McCouch, REALTOR®, real estate agents and broker for Montgomery County, Berks County and Chester County, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Terese Brittingham and Thomas McCouch
Keller Williams Realty Group
542 N. Lewis Road, Suite 100
Limerick, PA. 19468
Phone: 610-792-5900
Fax: 484-762-8157
Email: teresebrittingham@NUMBER1EXPERT.com
Terese Brittingham - RM419528
Thomas McCouch - RS205607L

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